Need a Loan?
We're Here for You.
Fast approvals, low interest rates, and flexible repayment plans. Get funded in as little as 2 hours.
Loan Range
300K – 5M
Rwandan Francs
What We Offer
Loans Designed for Your Needs
From quick personal cash to business growth capital — we have a loan product for every goal.
Salary Loan
Designed for employed individuals. Access funds against your upcoming salary with minimal paperwork.
Learn moreQuick Loan
Get cash in hand within 2 hours. Perfect for urgent financial needs with a streamlined application.
Learn morePersonal Loan
Flexible personal financing for any need — medical bills, education, home improvements, and more.
Learn moreBusiness Loan
Fuel your business growth. Working capital, equipment, or expansion — we support your ambitions.
Learn moreSimple Process
Get a Loan in 3 Easy Steps
Inquire
Contact us by phone, email, or walk into our office at Ikaze House, Remera.
Submit Documents
Provide your National ID, work contract, and 3-month bank statement.
Get Funded
Approved loans are disbursed within 2 hours. That simple.
Why Choose Us
The Heza Advantage
Processed in 2 Hours
One of the fastest loan approvals in Kigali
Low Interest Rates
Competitive rates tailored to your needs
Flexible Repayment
1–2 month terms that fit your schedule
Secure & Trusted
Licensed financial institution in Rwanda
Checklist
Required Documents
Have these ready to speed up your application:
- National ID
- Marital status certificate
- Work contract
- Bank statement (at least 3 months)
Client Voices
What Our Clients Say
Real stories from real people who trusted Heza FSL with their financial needs.
"I needed money urgently for a family emergency. Heza FSL processed my loan in under 2 hours. The staff were professional and kind. I highly recommend them."
Jean-Pierre N.
Teacher, Remera
"I got a business loan to restock my shop before the end of year season. The process was simple and the rates were fair. Murakoze Heza!"
Claudine M.
Small Business Owner, Kigali
"Heza FSL made the salary loan process so easy. I submitted my documents in the morning and had the funds in my account by afternoon. Excellent service."
Emmanuel K.
Civil Servant, Gasabo
Ready to Get Started?
Walk into our office at Ikaze House or call us — we'll have your loan sorted in no time.