Who We Are
About Heza Financial Services
A trusted financial partner for individuals and businesses in Rwanda — helping you earn well and live well.
Our Story
Built to Empower Rwandans
Heza Financial Services Ltd was founded with a clear mission: to provide fast, accessible, and responsible financial services to individuals and businesses across Rwanda. We recognized that many hardworking people and growing businesses were being underserved by traditional financial institutions — held back by slow processes, rigid requirements, and limited access.
Operating from our offices at Ikaze House, 2nd Floor, Remera-Kigali, we set out to change that. By combining local expertise with a customer-first approach, we built a lending model that prioritizes speed, trust, and simplicity.
Today, Heza FSL is proud to serve a growing community of clients who rely on us for quick loans, salary advances, personal financing, and small business capital. Our name says it all — "Gana Heza, Ubeho Neza" — Visit Heza, Live Well.
5M RWF
Maximum Loan
2 Hours
Processing Time
4 Types
Loan Products
Remera, Kigali
Location
Purpose & Direction
Mission & Vision
Our Mission
Empowering Financial Access
To provide fast, accessible, and responsible financial services to individuals and businesses in Rwanda — enabling them to meet their goals, improve their livelihoods, and grow their enterprises with confidence and dignity.
Our Vision
A Future of Financial Inclusion
To become the most trusted and accessible financial services provider in Rwanda, recognized for our integrity, speed, and positive impact on the lives of the people and communities we serve — helping every client Gana Heza, Ubeho Neza.
Our Motto
"Gana Heza, Ubeho Neza"
Visit Heza, Live Well
What Drives Us
Our Core Values
Customer First
Every decision we make starts with what's best for our clients. We listen, we understand, we deliver.
Integrity
We operate with full transparency — no hidden fees, no misleading terms. Just honest financial services.
Excellence
We set high standards for ourselves so our clients always receive the best possible service experience.
Inclusion
Financial services should be accessible to everyone. We serve both individuals and businesses across Rwanda.
Business Focus
How We Serve Rwanda
Individuals
We help employed and self-employed Rwandans access credit quickly and responsibly — whether for personal needs, medical emergencies, or lifestyle goals.
Businesses
From sole traders to growing SMEs, we provide working capital and business loans that fuel growth and help enterprises thrive in a competitive market.
Community
We believe financial inclusion drives societal progress. By making loans accessible, we contribute to economic growth and improved livelihoods across Rwanda.
Ready to Work With Us?
Visit us at Ikaze House, Remera, or apply online. Our team is ready to help you get the financial support you need.